Real-time SEPA Instant payments allow you to pay on time, every time. Complete supplier orders more quickly. Get better visibility of your true cash position. Fulfil customer orders with less risk. Keep employees happy with prompt payments. And never miss a payment deadline again.

What is SEPA Instant?

Frequently asked questions.

What does “SEPA” mean?

What’s the maximum amount I can send via SEPA Instant?

What’s the difference between SEPA and SEPA instant ?

SEPA Instant. Payments in seconds.

With SEPA Instant you can securely and instantly send and receive euros across 
36 European countries – all from your FINCI account.

Transfer up to €10,000 to 
36 European countries within just 10 seconds.

Faster funds

SEPA Instant payments will become available in the beneficiary’s account faster than the time it took you to read this sentence.

Everyday needs

Not only is SEPA fast, you can make payments up to €10,000 at time. Which is useful for those everyday personal and business transactions.

Europe-wide 

Send payments throughout Europe, 24-hours a day, 7-days a week – as easily and securely as a domestic payment.

SEPA payments are quick and safe.

Standard SEPA transfers are processed within two business days. But at FINCI, we make real-time a reality for our customers. So if you live, work, or run a business in Europe, SEPA Instant lets you make secure payments in seconds, not hours or days.

Open an account ▸

FINCI offers you payment flexibility.

Your business is unique. And trade doesn't stop at the edges of Europe. So we don’t limit you to SEPA/ SEPA Instant only. As you gain new suppliers, employees and customers around the world, we offer a range of payment networks to best fit your specific operational needs.

Get instant B2B global pay-outs to
MXN, INR and GBP

Data travels at the speed of light, so why don't your payments? By using blockchain technology for cross-border payments, you can now make secure, instant payments from EURO to MXN, INR and GBP (with more markets opening every month).

Contact us ▸Find out more ▸

Faster payments. Better business.

Can I open a FINCI account in my country?

Can I open a FINCI Personal account if I live outside the Eurozone?

FINCI offers you payment flexibility.

SEPA payments are quick and safe.

Get instant global pay-outs to MXN, INR and GBP

Data travels at the speed of light, so why don't your payments? By using blockchain technology for cross-border payments, you can now make secure, instant payments from EURO to MXN, INR and GBP (with more markets opening every month).

Contact us ▸Find out more ▸

Instant Money Transfer

Are all banks connected to SEPA Instant?

Can I open a FINCI Business account if I live outside the Eurozone?

Company

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FINCI UAB (registration code: 304934066, legal address: Mėnulio g. 11-101, LT-04326 Vilnius), holding electronic money institution license No. 60 issued on 5 December 2019, licensed and supervised by the Bank of Lithuania. For official inquiry info@finci.com. For Customer Support talk@finci.com, +370 691 106 93, SWIFT (BIC): BAXXLT22

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